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We’re very proud of our long and detailed history at Exchange State Bank. We’ve been in business since 1878 and we’ve survived everything from The Great Depression and two World Wars to the most recent economic recession in 2008. However, we’re also very excited for the future and what it holds for our bank and the customers we serve. 

Exchange State Bank is here to help in any way we can.  We are your family, neighbors and friends. You can rest assure your money is safe with us.

Going the extra mile has been and always will be our trademark at Exchange State Bank, so contact us today to see how we can help you.

Get in Touch with Us

Mission Statement

The mission of Exchange State Bank is to provide superior financial products and services to the Lanark area with professional integrity for the enhancement of the economic and social development of the community.  This effort shall be made while keeping the safety and profitability of the banking corporation a priority. 

Our Team

The ESB Team is here for your every need making sure you get the top-notch service you deserve! 

Meet our team here!


Our bank’s founder, John Wolf, believed in operating on a solid financial foundation, a trait that has stuck with Exchange State Bank through the years. When he founded our institution in 1878 with $50,000 (which at the time was worth ten times that amount compared to today’s standards), he created a bank that would stand the test of time.

Exchange State Bank has always been the picture of financial stability, having made it through President Roosevelt’s famous 10-day “bank holiday” in 1933 without a customer losing so much as a penny. As the years have gone on and the banking industry has continued to change, Exchange State Bank has continued to improve the services it offers to customers.

Today, we provide a variety of banking services for our customers’ diverse needs. From checking and savings accounts to CDs, IRAs and internet banking, as well as several loan options, we have solutions for your every banking need. And of course these services are delivered with the highest level of service, the kind that’s instilled in you after having been around for over 140 years.

Exchange State Bank and Lanark have come a long way since 1878, and we’re prepared to continue being your financial partner into the future. Get in touch with Exchange State Bank to help with your financial needs.