Skip to Content
Back to top

Deposit Products

Exchange State Bank offers a variety of personal accounts, so finding an account that fits your individual needs is easy. The way we see it, a personal checking account is a tool that helps you manage your finances, and no matter what your needs and requirements may be, we're confident that Exchange State Bank has the right tool for the job.


Checking Accounts

  • Choose from three great options ranging from Free Checking to an interest bearing NOW Checking Account that will start working for you on the day you open the account.

Savings Accounts

  • Exchange State Bank offers you many savings account options with competitive interest rates.

Money Market

  • Earn a higher rate on your deposits while keeping your money accessible with a Money Market Account.

Christmas Club

  • The Christmas Club account will have you decking the halls stress free. This account allows you to set aside spending money for the holidays.


  • Certificates of Deposit allow you to safely grow portions of your available funds at a higher rate of interest within a specific time period.

Health Savings Account

  • Great solution for individuals or families looking to plan for the future when it comes to medical expenses.

Debit Cards

  • With a Debit Card, you can make purchases, withdraw cash at an ATM machine, transfer funds between your accounts, or inquire your account balances any time of the day at nearly 260,000 ATM machines across the country and around the world.
  • If your card is lost or stolen, or if you feel that it has been compromised, please call the bank so we can block the card.  Call 800-472-3272 or 815-493-2631

Learn about CardValet