Meet Our Team

Matt Zumdahl

Matt was named President of Exchange State Bank in February 2019.  He joined Exchange State Bank in 2009 and has served on the Board of Directors since 2015.  Matt grew up on a family farm outside of Shannon, graduating locally from Eastland High School, then Western Illinois University where he earned a Bachelor’s Degree in Finance.  He has since also graduated from the Graduate School of Banking at UW-Madison.  Matt is active with many organizations throughout the community. He is a member of the Lanark Lions Club, serves on the Lanark City Park Board, and is Treasurer for the Lanark Chamber of Commerce, Old Settler’s Day Committee, and Lanark Sesquicentennial Committee.  He also volunteers time as needed at Eastland High School.  Matt currently resides at Lake Carroll with his wife Danielle and two young daughters.

John Nelson

John came to Exchange State Bank in 1978 as a Loan Officer and Assistant Cashier.  He has been a Director since 1982, Chairman of the Board since 1996, and was named President in 2009.  John has beeen marrried to Yvonne since 1970.  He and his wife have 5 daughters that all graduated from Eastland High School.  They also have 13 grandchildren.  John and his wife are farm owners in Bradford, IL and Bishop Hill, IL.  John is currently involoved in Lanark Lions, TIF Advisory Board for Lanark City Council, and is a Board member of Lanark Community Foundation.  He spends most of his free time at his grandchildren's activities.  

Kathy Diehl

Kathy is currently Cashier and a Director of Exchange State Bank.  She has over 40 years worth of banking experience with us.  She currently assists with the operation side of the Bank.  She is a charter member of the Friends of Lanark Public Library.  She lives in the Lake Carroll community with her husband Duane.  Her hobbies include reading, flower gardening, boating, and snowmobiling.  

Tim Pauley

Tim came to the Exchange State Bank in 2014 as an addition to the lending team, bringing over ten years of lending experience with him. Tim uses that experience to service any loan requests, including agricultural, commercial, residential, and consumer loans. Tim earned a BA in Economics and Business Management from Knox College and is a graduate of the Graduate School of Banking at UW-Madison, where he simultaneously earned the Executive Leadership Certificate from the Wisconsin School of Business. He is very active in the Pearl City community, serving on the Pearl City School Board, a member of the Pearl City Lions Club, helps with the Pearl City Athletic Boosters, and is an assistant coach for the Pearl City High School baseball program. He and his wife Jody reside in Pearl City with their three kids, Mason, Beckett, and Fallyn.

Anita Mau

Anita came to Exchange State Bank in 2009.  She can help with a variety of your banking needs – from checking and savings account questions to IRA and HSA needs to Escrow account concerns.  Anita is also the Compliance Officer, so she tries to make sure that we follow all of the rules and regulations necessary to provide you with sound banking practices.  Anita and her husband Mark live in rural Lena where he is part of a three-generation farming operation.   Anita is an active member of St. John’s Lutheran Church in Lena and enjoys volleyball and spending time with family.

Kris Hardacre

Kris is a lifelong resident of Lanark and came to the Exchange State Bank in 2010 with 14 years of experience from a previous financial institution where she started as a teller and moved up to loan manager. Kris is a graduate of the Graduate School of Banking at UW-Madison. She is married for 38 years and is the bookkeeper for her husband, Bryan’s business. She has three grown children and they are all married. She enjoys spending time with her four grandchildren and antiquing.  Kris is the treasurer for the Friends of the Lanark Public Library.

Jenny Asay

Jenny started at Exchange State Bank in 2005 in the bookkeeping department, bringing 9 years of banking experience with her.  Jenny works with customers in all aspects from deposits to helping balance accounts and getting customers started with Internet Banking.  Jenny resides in Mt. Carroll with her husband Brent and their two kids Kendal and Aidan.

Kristin Dinderman

Kristin joined the Exchange State Bank team in September 2017 as part of the lending team.  She serves as a loan officer and the marketing coordinator.  Kristin graduated from Elmhurst College with a BS in Marketing and International Business, as well as a Spanish minor.  Kristin comes to ESB with a history in the agriculture industry and a passion for promoting agriculture education.  Kristin resides in Pearl City with her husband Aaron, son Daatin, and daughter Natalie.  She enjoys spending her time volunteering and she currently serves as the Secretary/Treasurer of the Conservation and Agriculture Partners (CAP) Foundation Board, Secretary of the Stephenson County Ag Breakfast, a member of Stephenson County Young Leaders, a committee member of Pearl City Boulevard Bash, and is an active member at Zion Community Church. 

Kyle Simons

Kyle joined the ESB team in January 2018 as part of the lending team.  Since that time, he has been actively learning about the banking industry and looks forward to the new challenges that each day brings.  Kyle has been part of the Lanark community since 2007 when he and his wife, Cari, moved from Pearl City.  They have two young boys, Brody and Parker.  The boys keep them very busy with their growing interest and both Kyle and Cari have tried to involve themselves in the community as much as time allows.  Both sit on the board for the annual Old Settlers Day Festival.  Kyle runs the charity softball tournament for the organization and also coaches several youth baseball teams.  Cari and her business partner, Stacy Lamoreux, own and operate Little Sprouts Daycare and Preschool, LLC.  Both are proud to be members of the Lanark community and believe it is truly a great place to call home and raise their family.

Julie Janssen

Julie Janssen was asked to join the Exchange State Bank staff in April of 2012 after teaching for 19 years.  Julie started as a part-time teller for 20 months, and then transitioned to the lending team learning how to create and process loan documents.  You hear her friendly, welcoming voice when you call the bank.  Julie graduated with an Associate of Science degree from Highland Community College, Bachelor of Science in Education from Northern Illinois University, and graduate courses through Aurora University. On a personal note, Julie and her husband, Scott, live and farm north of Shannon.  They have been blessed with three healthy children: Meredith, Ashley, and Trevor. All are involved in sports activities and are musically inclined.  Julie spends much of her time carpooling to and from practice. Otherwise she is attending games, golf meets, and concerts.  Disney World is her favorite place to take her family on vacation.

Andrea Walker

Andrea grew up in Dubuque, Iowa and started her working career as a travel agent.  After working eight years, getting married, and starting a family, the decision was made that Andrea would stay at home full time with the kiddos.  Living in Bettendorf, Iowa and traveling to “The Lake House” at Lake Carroll most weekends, the time had come in 2000 to move to the Lake full time.  In 2007 she started working at Exchange State Bank on a part-time basis, turning into full-time a year later.  Ten years into the Banking industry, she will help you with debit card questions, bookkeeping, or assisting you with your checking or savings account.  Andrea strives to help others on a daily basis along with plenty of self improvement.

Deb Noordhoff

Deb Noordhoff and her husband, John, reside in rural Lanark.  They  have six adorable grandchildren.  Before working at the bank, Deb managed the books and worked full-time on a dairy farm.  Later she became an office manager at a dental office and executive secretary of the Illinois Academy of General Dentistry.  She began working at ESB in 2004 as a teller, bookkeeper, and in the computer area.  She is currently the Treasurer of the Eastland Council of Churches and HIT Force.  Deb also sings in the NWIL Community Choir and with "His Angels."  She is currently the Decon at Lanark Church of the Brethren.  

Bev Dyson

Bev celebrated her 10 year anniversary at Exchange State Bank in February 2018. She entered as a teller and has grown into bookkeeping support, new account openings, and supports customer satisfaction. Bev came from a secretarial and engineering background. She is a member of St. Wendelin Catholic Church in Shannon where she sings in the choir and has taught religious education for many years. Bev and her husband Gary reside in Lanark. They enjoy spending time with their family and are Green Bay Packer fans.

Katie Reifsteck

Katie joined the Exchange State Bank team in October 2016.  She has a diverse background as she worked in the health care industry for seven years, stayed at home with her children in their younger years, and was in the military for eight years prior to that.  She and her husband Dan reside in Lanark with their two children, Stephen (16) and Natalie (14).  Dan is still actively serving in the military, with 23+ years of duty.  Katie spends much of her time volunteering.  She  has been a leader for Girl Scouts for nine years, she helps with the Athletic Boosters, is active with her church, is an organizer for the 5K during Shannon Homecoming, and is an avid supporter to her children in cross country, basketball, and track plus all their academics.  She is also a volunteer to the military FRG.