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Enjoy These Online Banking Benefits

Exchange State Bank is committed to offering our customers the best banking products and services available. Our continuing enhancements to Exchange State Bank's Internet Banking service are just an example of that commitment.

  • Check all account balances with 24-hour access to checking, savings, loans and CDs
  • Transfer funds between your Exchange State Bank accounts
  • Make loan payments
  • View detailed transaction history
  • View/print check images
  • View/print statements
  • Pay bills with Online Bill Pay

Enroll in Online Banking Click here for the internet banking agreement

Bill Pay

Pay your bills from within your Online Banking account.  Set up recurring payments, add payees, and get email notifications when bills are paid and due.  The hassle-free way to manage your payments, Bill Pay is available after you enroll in Online Banking.

  • Pay Virtually Anyone
  • Same Day/Next Day Payments
  • Make a one-time payment or schedule a recurring payment
  • Schedule a future payment

You must be an Online banking customer to enroll in Bill Pay. 

Enroll in Online Banking

eStatement Benefits

  • GREEN...eStatements are good for the environment.
  • FAST...You get your statement sooner because online delivery eliminates delays sometimes found with postal mail delivery.
  • SIMPLE...eStatements eliminate the clutter of paper statements and allow you to store and retrieve past statements right on your hard drive.
  • SECURE... eStatements simply protect your information better than paper statements.
  • FREE...It costs you nothing to switch to eStatements — and to have access to every transaction in your account, including check images, right at your fingertips.


Safeguard your debit card from fraud with Card Valet. Turn your card on or off instantly. Control how family is spending, and get alerts of activity that include transaction amounts, locations, merchant type, and denied transactions. Use it for personal or business accounts.

  • Monitor and control card transactions
  • Manage and review card usage for their dependents


Zelle® is accessed directly through Bill Pay in Online Banking or through the mobile app. It is an easy, fast and secure online personal payment service that lets you send and receive money just as easily as sending a text message or email.

  • Send money
  • Request money
  • Receive money