We are a bank that cares about our customers’ investment
and loan needs. We believe a high level of personal service
to be the main ingredient to our success. This focus has guided us
for over 100 years, and
will continue to lead us in the future. Combined with our professional, knowledgeable bankers,
Exchange State Bank can help
you meet your financial goals... large or small.
Notice of Changes in Temporary FDIC
Insurance Coverage for Transaction Accounts
* * * * * * * * * *
All funds in a "noninterest-bearing transaction
account" are insured in full by the Federal Deposit Insurance
Corporation from December 31, 2010, through December 31, 2012.
This temporary unlimited coverage is in addition to, and
separate from, the coverage of at least $250,000 available to
depositors under the FDIC's general deposit insurance rules.
The term "non-interest bearing transaction
account" includes a traditional checking account or demand
deposit account on which the insured depository institution pays
no interest. It also includes Interest on Lawyers Trust
Accounts ("IOLTAs"). It does not include other
accounts, such as traditional checking or demand deposit
accounts that may earn interest, NOW accounts, and money-market
deposit accounts.
For more information about temporary FDIC
insurance coverage of transaction accounts, visit www.fdic.gov.

FDIC deposit insurance
provides coverage of $250,000 per depositor, per insured
depository institution, for each account ownership category.